Google launches UPI-payments based app: 'Tez'

Google’s New Payment App Uses Sound To Transfer Money Securely

Finance Minister Arun Jaitley, in tune with the Modi government's encouragement for digital payments, has launched Google's mobile wallet and payments app "Tez", specifically designed for India.

National Payments Corporation of India (NPCI) has launched the payment system, UPI in association with Reserve Bank of India which allows the users to transfer money instantly from one bank account to the other by using any mobile platform with the integrated feature.

Separately, you can transfer money using UPI address or the Tez UPI address to anyone who has a UPI-supported bank account. Tez launches with support for many languages including English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil, and Telugu.

Google's Unified Payments Interface (UPI)-based digital payment service called "Tez" is live today, September 18.

After downloading the application from App Store and Play Store, you'll need to add your mobile number for OTP verification. The app also allows the users to view a list of people on their contact list using "Tez".


Google is bundling its new app with Scratch Cards that promise up to Rs 1000 with each transaction and Rs 1 lakh every week with Lucky Sundays. Each time the app is opened, users will have to either enter PIN or scan their fingerprint in order to use it. The giant was working on its new Payment service as we have seen a number of its leaks in the past. This basically means, you account will be your "wallet", similar to your bank debit cards. Here, one thing important is that use the same mobile number for both bank account and the application. If you win, the rewards will directly go into your bank account. If you want to make payment through UPI, select your bank account number.

Moreover, it supports over 50 UPI enabled banks, UPI which is India's official Digital payment method.

Transactions are protected by Google's Tez Shield. The app works with all major banks and Google has roped in Axis, HDFC Bank, ICICI and State Bank of India as partners for the new venture. Post this limit, there will be additional requirements, along with bank fee. Businesses can integrate their own Business channels and get payments directly from customers.

This Tez may remind you of the split the bill option in PayPal or the Group Payments in Messenger.

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